If you are like most people you probably have not properly addressed the future financial care of the special needs individual in your life. The fact is, most people have not written a will or taken the steps needed to take care of the individual’s future financial security. Why is this so important now? If your special needs child or other individual is unlikely to ever realize financial independence, then starting the planning now is essential to their future well-being.
A special needs child is not something you planned for.Yet, somehow,you took on the challenge and soon discovered all the blessings that came with your gift. Your child has shaped your life in ways you never anticipated. You have a special life. Annette Hammortree, a founding principal of Hammortree Financial Services, understands this. Her son has cerebral palsy. Because of him, she has dedicated much of her career to helping protect the financial futures of the physically and mentally challenged. “Protecting their future is the one goal all of us involved share,”says Annette.”But with all the other demanding needs, financial planning is one area that parents tend to put off too long.”
There are many legal, tax and other life planning issues such as future trustees, government benefit options, a “letter of intent,” proper beneficiary designation, housing and residence preferences, trust funds, commingled savings accounts, and medical care preferences are just a few of the things often overlooked.
“Forget-Me-Not” brings together all of the financial planning needed to secure the future life of your special needs individual. The-Forget-Me-Not special needs financial planning program is available only through Hammortree Financial Services, an organization dedicated to wealth preservation and asset protection.
The special needs financial advisors at Hammortree Financial Services have been providing life-planning services for special needs families for over 15 years. They are here to help you understand the options available to you. To address your concerns. To serve the individuals’ best interest. To help you make the best possible financial decisions in the life planning process. Be sure to join us on November 9 as Annette shares how to address special needs life-planning.
Protecting their quality of life,for the rest of their life, is something you can plan…now.For more information or to schedule a complimentary workshop for your school, organization, or support group call l-815-788-7420 or 847-701-2301 or visit our website www.hammortreefinancial.com.
Download this checklist for you and your special needs individual to help you in your planning.
Want to learn more?
Attend the Life Planning for Your Child With Special Needs workshop on November 9 at 6:00 pm at Pioneer Center.